NIB Terms and Conditions

NOTICE

BEFORE USING ANY ONLINE SERVICES OR THIS WEBSITE, PLEASE READ THE FOLLOWING TERMS AND CONDITIONS AND THE WEBSITE PRIVACY STATEMENT CAREFULLY. PLEASE SEEK PROFESSIONAL ADVICE IF IN DOUBT.

THIS ESTABLISHES THE TERMS AND CONDITIONS UNDER WHICH THIS WEBSITE OR OTHER ONLINE SERVICE MAY BE USED AND MAY EVENTUALLY BECOME A LEGALLY BINDING AGREEMENT BETWEEN YOU AND NATIONAL INVESTMENT BANK (THE “BANK”). YOU IMPLY THAT YOU HAVE ACCEPTED THESE TERMS AND CONDITIONS BY USING ANY ONLINE SERVICE.

PLEASE AVOID ACCESSING THIS WEBSITE AND USING THE ONLINE SERVICES IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS.

Company Details

National Investment Bank was incorporated in Ghana by an Act of Parliament, The National Investment Bank, Act 163 (1963). The NIB was incorporated as an autonomous joint state-private institution on March 22, 1963. Its Corporate Head Office is currently at Manet Tower B, Airport City, Accra.

Products and services

This web site does not represent an offer or a solicitation by the bank to supply any of the goods or services discussed therein to any person to whom it is unlawful to make such an offer or solicitation, or to whom it is otherwise prohibited by local law or regulation. Before utilising any such product or services, you should always get advice from your local regulator, authority, or professional advisor. You agree and confirm that you do not reside in, or are not proposing to purchase or subscribe for any products or services from, any jurisdiction outside of Ghana by proceeding to read this information. If this is not the case, please click the “back” button on your browser.

According to the specific terms and conditions under which they are offered, products and services are only available in a specific location at the sole discretion of the Bank or the relevant National Investment Bank. These products and services are also subject to withdrawal or amendment at any time without prior notice. There’s a chance that not all locations offer the complete variety of goods or services. For more information, contact the office offering the goods or services. Fees, commissions, or other charges could be associated with some goods or services.

Resources and information

This website’s materials and information should not be construed as an offer or a solicitation to purchase or sell goods or services to anyone to whom it is prohibited from making such an offer or solicitation in any nation. The Bank retransmits any materials or information pertaining to external third parties or their goods or services to you in the regular course of business only for informational purposes. The Bank, its officers, employees, and agents do not create, choose, add to, edit, or otherwise have any control over the information on this website, and they disclaim all liability for it. They are also not to be construed as endorsing any of the material or information on this website.

This website’s content, including the data, marks, and trademarks displayed there, are all protected by intellectual property laws. Without the written consent of the Bank or the party that owns the material, information, marks, and logos, no portion of this material, information, marks, and logos may be altered, reproduced, stored in a retrieval system, transmitted, copied, distributed, or used in any other way for any commercial or public purposes.

Disclaimer

If the funds are returned because of a mistake or omission on your or the sender’s part, or if the receiving bank returns them because the beneficiary bank code or account information was entered incorrectly, the Bank is not responsible for any foreign currency losses connected with this transaction.

While every effort has been made to ensure the accuracy and reliability of the materials and information contained in this website, no representation or warranty of any kind, whether express, implied, or statutory, is made with respect to their non-infringement, security, accuracy, reliability, fitness for a particular purpose, or freedom from computer viruses.

This website’s materials and information are provided for general information only and should not be used as the basis for decisions. Without first consulting primary, more accurate, or more recent sources of information or specific professional advice, any advice or information obtained through this website should not be relied upon. We recommend that you seek such professional advice wherever necessary.

Geographic, political, economic, statistical, financial, and exchange rate data are sometimes presented in an approximate, condensed, or simplified form and are subject to change over time. The editors have relied on some statistical data obtained externally, which, although believed to be correct, may not in fact be accuracy. Arising directly or indirectly (including special, indirect, incidental or consequential loss or damage) from action taken or not taken by or for you or otherwise in reliance on materials or information contained in this web site, the bank accepts no liability. Avoiding any guarantee that any materials, information or data contained in this website are accurate, reliable or up-to-date is specifically made.

The bank accepts no liability and will not be liable for any loss or damage arising directly or indirectly (including special, incidental or consequential loss or damage) from your use of this website, howsoever arising, including any loss, damage or expense arising from, but not limited to, any defect, error, imperfection, fault, mist

Please note that you download any software from this website at your own risk and that the bank shall not be liable for any loss or damage (whether direct or indirect), howsoever caused, as a result of any computer viruses, trojan horses, worms, software bombs or similar items or processes arising from your use of this website.

Any hypertext links from this website are provided solely for your convenience and information. The bank disclaims all responsibility for any loss or damage resulting directly or indirectly (including, but not limited to, special, incidental, or consequential loss or damage) from the accuracy or other issues with the materials or information contained on the pages of such sites, as well as any loss resulting directly or indirectly from problems with the sites to which they are linked. The bank does not imply any endorsement of the materials on such sites linked, even if they include hyperlinks.

The bank does not guarantee that any emails sent to you or received by the bank via the website will be delivered, and the bank also does not guarantee the privacy and/or security of emails sent over the internet, which is beyond the bank’s reasonable control. The bank accepts no liability for any loss or damage arising directly or indirectly from any internet transmission failure (including e-mail correspondence) from this web site or otherwise, including special, incidental or consequential loss or damage.