Fixed deposit (FD) is an investment suitable for firms or individuals who wish to lodge their funds for a fixed period ranging from 3month to 1 year. 

Interest rates earned on these deposits are competitive as compared to other investment opportunities available on the market.

Above a certain threshold (currently GHS1,000,000.00), the interest rates on investments are negotiable.

Fixed Deposits could be used as lien/security to guarantee a loan facility from the Bank.