Current Accounts

NIB current accounts are suitable for almost anybody looking for a transactional account without boundaries! So whether you are a student, house wife, priest, doctor, teacher, plumber, expatriate or a security personnel we have a current account just right for you. 

NIB current accounts offers you all you need to operate your account from anywhere and at any time. Your current account can be accessed with the NIB Mobile App, Online Banking, USSD *710#, Personalised Cheque Books, Debit Cards, ATMs Worldwide and in person from any of our branches and agents nationwide.

  • Individual or Joint Cedi (GHS) Current Account
  • Individual or Joint Foreign Currency Account (FCA)
  • Individual or Joint Foreign Exchange Account (FEA)
  • Excel (Private Banking) Current Account
  • Trust Current Accounts
  • Peace of mind with our optional life insurance cover from Glico
  • Access to Overdrafts and Personal Loans
  • Convenience of accessing your account from anywhere without carrying cash
  • Personalised MasterCard that allows you to shop online and pay for transactions anywhere in the world.
  • Your funds are safe and secure.
  • Initial opening balances apply
  • Personalised Cheque Books
  • Free Access to all NIB ATMs nationwide
  • Personalised MasterCard and GHLink Debit Cards
  • Optional Life Insurance cover from Glico
  • Account maintenance fees apply